A 24-Hour Commitment & a 5-Day Closing
Loan to Value Ratio up to 65% of the Collateral Value

Term - A flexible loan term of up to three years or more.

Prepayment - KFI loans can be repaid at any time with no penalty.

Use of Proceeds - KFI loans are for the purpose of business uses only.

Loan to Value - KFI loan values may be up to 65% of the disposition value of the collateral in question, predicated upon the estimated cash sale price with a 90-120 day marketing duration. Should the loan be utilized for renovation or construction, the amount may be based upon the improved value, and issued in increments.

Rates - Domestic rates fluctuate from 9-18% yearly, interest only, based upon collateral and loan structure. International rates vary between 12-21%, depending upon the country involved.

Equity - A one-time fee of 1-4% (domestic only) may be included in the loan, in lieu of equity participation.

Size of Loan - From $1 million up to $100 million and more domestically. For international transactions, the loan must be at least $3 million USD.

Collateral - Typically, real estate and/or other fixed or liquid asset(s).