A 24-Hour Commitment & a 5-Day Closing
Loan to Value Ratio up to 65% of the Collateral Value

Term - Flexible loan term from 1 to 3 years.

Prepayment - No prepayment penalties.

Use of Proceeds - Loans are made for business purposes only.

Loan to Value - Loan amounts can be up to 50-65% of the disposition value of the collateral, based on the estimated cash sale price given a 180 day marketing time. If the loan is used for renovation or construction, the loan amount can be based on the improved value, and would be disbursed in stages as work progresses.

Rates - Rates vary from 12-21% per annum, interest only, depending upon collateral and loan structure.

Fees - In lieu of equity participation, fees of 3-10%(U.S. only) of the loan amount may be included in the loan.

Size of Loan - From $1 Million to $100+ Million nationally. Must be at least $5 Million
for international loans.

Collateral - Real estate and other fixed or liquid assets.